A monthly payment path for yellow iron + heavy equipment. Buyers • Dealers • Manufacturers(816) 587-3400
Built for construction + heavy equipment purchases

Put More Iron to Work.

Turn the yellow iron you need into a clear monthly payment path—whether you are buying from a dealer, auction, private seller or directly from a manufacturer.

24–72 month options
New + used equipment
Buy from almost anywhere
Shop with terms in hand

Get terms for your next machine.

Start with the equipment and cost. Keep the purchase moving.

Subject to approval and underwriting.

Part of the SLS Financial family.

Commercial equipment experience behind a vertical built specifically for yellow iron purchases.

S&P Financial Services, SLS Financial and Express
Since 1986Commercial equipment experience
24–72 monthsTerm options subject to approval
Dealer • auction • privateMore ways to buy equipment
Soft-pull pathSee pre-qualified terms where available

Find the iron. Keep the payment path close.

Search current heavy-equipment inventory on Equipment Trader by keyword, then come back with the machine and price you want to structure.

Start with the machine—or start with your terms.

1

Tell us what you need.

Machine type, seller and approximate purchase price.

2

See the structure.

Build the monthly path around the equipment and transaction.

3

Put the iron to work.

Move from purchase decision to documents and funding.

Heavy equipment is not an ordinary vehicle purchase.

Hours, age, attachments, seller type, seasonality and the actual work a machine performs can all matter. The purchase path should understand the asset.

More ways to buy

Dealer, auction and private-seller transactions may fit.

Used iron can make sense

Structure the purchase around the specific machine—not just whether it is new.

Equipment-first thinking

Excavators, loaders, dozers, compact equipment and specialized machines have different use cases.

Room to shop

Start with terms when helpful, then find the right machine.

Lead with the monthly payment at the point of purchase.

Help buyers understand the path to ownership without sending them out of your sales process to figure it out alone.

Equipment dealers

Create a cleaner quote-to-application handoff for new and used inventory and keep the buyer moving toward the machine.

Dealer programs →

Manufacturers

Build a branded monthly payment path into the customer experience and support dealer or direct-sales channels.

Manufacturer programs →

Questions heavy-equipment buyers actually ask.

What kinds of heavy equipment can fit?

The program is built around commercial yellow iron and construction equipment such as excavators, dozers, loaders, skid steers, backhoes, graders, compactors, cranes, lifts and trenchers, subject to underwriting and program requirements.

Can I buy used equipment?

Yes. Used equipment may fit depending on the machine, transaction and credit profile.

Can I buy from an auction or private seller?

Yes. Yellow Iron Finance can work with dealer, auction and private-seller purchases, subject to approval and transaction requirements.

What term lengths are available?

Current Yellow Iron Finance program materials reference 24–72 month term options. The structure available on a particular transaction depends on underwriting and the equipment.

Do you work with equipment dealers?

Yes. Dealer programs are designed to make a monthly payment path visible earlier in the sales process and create a cleaner quote-to-application handoff.

Do you work with manufacturers?

Yes. Manufacturer programs can help integrate a branded monthly payment path at the point of purchase.

Ready to put more iron to work?

Start with the equipment, the seller and the cost.

Get terms now →
CallGet terms